Long story short...

The loan is stuck in underwriting for our house. The underwriter is stuck on stupid stuff like the contract not having page numbers. Mortgage companies are really watching every detail of their loans today due to the "bad apples" in the industry. The last 6 months have gotten worse and in fact, our loan manager said he has never seen an underwriter so caught up on stipulations. I mean, they even needed Jack's birth certificate!

Speaking of our loan manager, he is amazing. His name is Michael Loyd and I strongly recommend him to anyone and everyone looking in to buying a house. He has gone WAY above and beyond the call of duty for us. He may even lose his job over our loan (he's not happy with the company). I can not say enough positive things about him.

So here we are waiting to FINALLY hear back about our loan. The loan company says we can close Tuesday. The seller and her agent say we have to close Monday. If we can not get the mortgage company to make us a priority and have this done by Monday...we may very likely lose the house. Seeing how the mortgage company (NOT Michael, the mortgage officer) are douches and the fact that our last name is Jarboe--I wouldn't be surprised if this falls apart.

That being said--everything always works out in the end. So this will be a lesson learned and it may mean there is a better home for us somewhere else. I guess we'll see.